Terms and Conditions
Terms and Conditions
Acceptance of the Terms:
We reserve the right to vary these Terms from time to time. Our updated Terms will be displayed on the Site and by continuing to use and access the Site following such changes, you agree to be bound by any variation made by us. It is your responsibility to check these Terms from time to time to verify such variations
IF YOU DO NOT AGREE TO ALL OR PART OF THE TERMS HEREIN PLEASE DO NOT ACCESS THE WEBSITE OR USE THE SERVICES IN ANY MANNER IMMEDIATELY.
Eligibility and Age Limitation:
You further represent and warrant that you are at least eighteen (18) years of age and of legal competence to enter into these Terms. We reserve the right to request proof of age at any stage so that we can verify that minors under the age of eighteen (18) are not using our website. The Site and the Services are intended for individuals aged eighteen (18) years or older only.
Scope of Services
The website provides you with comprehensive information, comparison tables and resources about various goods and services or products you are interested in, which are owned or operated by our third-party partners ( “Third Party Service”).
We provide you with the information we believe will interest you and comparison charts, including without limitations User Generated Content (e.g., UGC as defined below), link to Third Party Services and content, as well as articles, blogs and opinions provided either by us, you, other users or third party contractors, including any text, logos, phone numbers, button icons, images, data compilations, documents, descriptions, software, code, designs, links, data, graphics and other features provided therein (collectively the “Content” and together with the website shall be referred to as the “Service(s)”). The Services are owned and developed solely by us, save for any UGC. We conduct reviews and evaluate the information we find according to our criteria, in order to present the Third-Party Services we believe to be the most top-rated.
You acknowledge that the Services are for informational and editorial purposes only and may contain Content that you deem or find objectionable. We make best efforts (however not obligated) to actively monitor the Services and the Content, including UGC (as defined below) submitted or viewed in the website. Nonetheless, we do not endorse or support any Content submitted to the website.
Our Services are provided for you free of charge. We are able to maintain a free, high-quality Service by charging an advertising fee to featured brands whenever a user completes a purchase. For more information please review the “How We Rate” Section below.
can we add this to the US page, and this is the link to a competitor page with some of their info on the laws https://www.sfgate.com/privacy-policy/#caprivacyrights
If you are a residence of Canada, you are permitted to request certain information regarding our disclosure of Personal Information to third parties for their direct marketing purposes, where applicable. To make such a request, please click here
Let’s add this in and then add a link to the contact us page for our CA page
Use of the Website and Services
The Services are provided for your personal and non-commercial use only; You agree only to use the Services as set forth under the Terms.
You are responsible for any UGC (as defined below) you may submit to the website. You are responsible for any of your actions which breach or could be reasonably construed as a breach of these Terms. You may not use the Services in a manner which would disrupt the use of the website by other users or persons.
We reserve the right to investigate any breach or alleged breach of these Terms and to report to law enforcement authorities as well as to prevent you from using the Services. We may also limit your use of the Services for any other reason or for no reason and retain the right to terminate your use of the Services at our sole discretion. We reserve the right to refuse or accept post, display or delete, or transmit any Content you submitted to the website, at any time and at our sole discretion. We have no responsibility to store or maintain any Content submitted to or posted on the website and will not be held liable for any failure to store or maintain any such content.
Further, you hereby agree you will not, directly or indirectly: (i) make any copies of, modify, adapt, disassemble, translate, decompile, reverse engineer, create derivative work, circumvent or hack the Services or gain unauthorized access to the Services or its related systems and networks; (ii) sublicense, resell, rent, lease, assign, transfer any right, share, broadcast or otherwise commercially exploit or make the Services available to any third party, or any portion thereof; (iii) use the Services in any fraudulent or unlawful manner; (iv) assert any proprietary rights in or to the Services, nor remove, obscure or alter any notices of proprietary rights or disclaimers appearing in the Services. If you download or print a copy of the Content you must retain all copyright and other proprietary notices contained therein; (v) use, access or attempt to access the Service in connection with any automated means; (vi) use the Company’s name, logo or trademarks without our prior written consent; and (vii) extract, collect or store personal data about other users without their express permission.
ANY USE OF THE SERVICES NOT SPECIFICALLY PERMITTED UNDER THESE TERMS IS STRICTLY PROHIBITED.
Third Party’s Services, Websites and Links
The Third-Party Services may include links to these third party’s websites or other digital assets, contact information (e.g. phone number, etc.) in order to enable you to view, access or call these third parties. Such links or phone numbers may be posted by us, you, other users, or other third parties.
You acknowledge and agree that (i) we do not guarantee the access to, recording of, listening to, or viewing of any particular Third Party Services; (ii) we do not own nor have control over, nor responsible for any Third Party Services, and we do not exercise editorial or programming control over any content of offers therein; (iii) owners or licensors of the Third Party Services may change or delete their website or any content or service therein at any time including any offer’s terms (pricing, features, etc.); and (iv) by accessing the Third Party Services, contacting the third party thorough its phone number or in any other manner, or otherwise interacting, engaging or using the Third Party Services, you will be subject to such third parties’ terms of services and privacy policies which may be found on their relevant website, as well as its costumer services and telemarketing and sales practices.
You should carefully review the applicable Third-Party Services’ terms and policies in order to verify that you are interested in such services and that you are allowed to use the Third-Party Services, as well as to comply with the applicable requirements and restrictions (e.g., residents of certain countries are prohibited from using some Third Party’s Services). You may be linked and exposed to Content related to Third-Party Services that is inaccurate, offensive, indecent, or objectionable. You always have the choice to decide whether or not to access, view, or otherwise interact with such Third-Party Services. Your interaction with Third-Party Services (including by phone or in any other manner) and your use of, and reliance upon, any content or information provided by it (including content provided through our website) is at your sole discretion and risk.
You agree that we are not responsible or liable, directly or indirectly, for any loss or damage of any sort incurred as a result of your use of or reliance on any Content or Third-Party Services, or your interaction or engagement with the third party by any means, which is at your sole discretion and risk. Any engagement will be solely between you and the applicable third party.
User Generated Content
The User Generated Content refers to a wide variety of media content that is produced, submitted and uploaded by you and by other users as opposed to content made by us, including, among other images, comments, posts, texts, icons, links, opinions and feedback, etc. (“UGC”).
You hereby acknowledge and agree that you have all the rights, power and authority necessary to submit any UGC and the UGC uploaded by you may not: (i) violate any applicable law; (ii) contain any unlawful content including but not limited to hateful content, content that might encourage or suggest violence, terrorism, racism, defamatory, adult and pornography content, alcohol-related or illegal drugs content; (iii) contain any content which is copyrighted, protected by trade secret or may infringe third party intellectual property or content which may infringes the right to privacy or create a risk to an individual’s safety or health or; (iv) contain any content which is considered to be unfair or deceptive under consumer protection laws, or unauthorized commercial communications including advertising, spam, incentivized or promoting any service or product.
Further, by submitting, posting, or displaying UGC through the Services, you grant us a worldwide, irrevocable, non-exclusive, royalty-free, transferable license (with right to sub-license) to view, use, display, reproduce, distribute, prepare derivative works of and make available to the public any part of the UGC including without limitation for promoting and redistributing part or all of the Service (in any media formats.
Furthermore, you grant each user of the Service, a worldwide, non-exclusive, royalty-free license to access your UGC through the Service, to download, use, reproduce, distribute, prepare derivative works of, and display to the extent permitted by the functionality of the Service and under these Terms. We have the sole and absolute right to and discretion to decide whether to publish any UGC and we may, without prior notice, monitor, censor, edit, remove, delete, any and all UGC, at any time and for any or no reason. If we believe, at our sole discretion, that the UGC provided by you violates or may violate any of the aforesaid, we may restrict your access or use of the Services. Notwithstanding the above, we have no obligation to monitor the UGC, thus, we have no responsibility and liability with respect to UGC, which you may find inaccurate, offensive, indecent, or objectionable.
Copyrighted Information and Content Policy
You may not post or submit any proprietary information of another party which is protected under copyright or trademark laws. We will respond to any notice we receive alleging an infringement of the copyright or trademark rights of a third party by investigating the allegation and removing the alleged infringing content should we determine that an infringement has occurred.
If you are a copyright owner, or are authorized to act on behalf of one, and you believe in good faith that any Content or UGC on the website has been used or exploited in a manner that infringes or violates any work or other intellectual property you own or control or of third party you are authorized to act on its behalf, please contact us at: [email protected] , or through our Contact Us form, located in the footer of each page within our website (“Notice”), and we will investigate the matter immediately.
When submitting a Notice, please include the following information: (i) identify the copyrighted work or material that you claim has been infringed, and information reasonably sufficient to permit us to locate the material and verify its existence, including at a minimum, its location, if applicable the URL of the link(s) shown on the website where such material may be found and screenshots. If multiple copyrighted works are covered by this Notice - you may provide a list of the copyrighted works that you claim have been infringed; (ii) provide your contact information – name, mailing address, telephone number, and email address; (iii) include both of the following statements in the body of the Notice: " I hereby state that I have a good faith belief that the disputed use of the copyrighted material or reference or link to such material is not authorized by the copyright owner, its agent, or the law (e.g., as a fair use). In addition, I hereby state that the information in this Notice is accurate and, under penalty of perjury, that I am the owner, or authorized to act on behalf of the owner, of the copyright or of an exclusive right under the copyright that is allegedly infringed. "
Be sure to consider whether fair use, fair dealing, or a similar exception to copyright applies before you submit the Notice. Please remember by submitting a Notice you will be initiating a legal process, hence, please do not make any false claims. We will respond at reasonable time to claims of copyright infringement committed using the website that are reported to us.
The intellectual property rights in the Services and any Content available therein are owned by us and are protected by international copyright laws and/or any other applicable intellectual property laws of any relevant jurisdictions. Third Party Service and UGCare licensed to us or to our affiliates, licensors, partners or other third parties. Except as expressly granted under these Terms, we retain all right, title ownership and interest in and to the Service and Content (excluding UGC and Third-Party Services), as well as any content provided or made available in connection with the Service to the fullest extent possible under applicable law, including but not limited to copyrights, domain names, design rights, database rights, patent, technical know-how, patent, trademarks, product names, ,trade names, and good will and all other intellectual property rights of any kind, whether registered or unregistered anywhere in the world. We reserve all rights in and to the Service and the website which are not expressly granted herein.
Nothing in these Terms grants you any legal rights in the Site or the Content other than as necessary for you to access it. You agree not to adjust, try to circumvent or delete any notices contained on the Site or the Content (including any intellectual property notices) and in particular, in any digital rights or other security technology embedded or contained within the Site or the Content.
How We Rate
The rating and scoring available on the website, are based on a combination of our own evaluation according to the criteria we find to be applicable including our reviews findings, user experience, brand’s reputation, product popularity and conversion rates, pricing, etc. We are able to maintain a high-quality Service and provide you with the Service free of charge by charging an advertising fee to featured brands whenever a user completes a purchase. These advertising fees might impact the placement of the brands in the comparison chart and combined with the conversion rates might impact the scoring, however, this is NOT the main criteria. The rating and scoring are provided “as-is” and we hereby disclaim all expressed guarantees and warrants with regards to the marketability, suitability, incompleteness, applicability or relevance of the information contained herein. We make best efforts to provide the most accurate information, however, we do not include all available information nor compare or include all service providers in the market and we present solely he Third Party Services we find to be top rated and the information we find to be applicable. For more information, please review our “How We Rate” page How We Rate
EVENTS BEYOND OUR CONTROL
We are not liable to you if we fail to comply with these Terms because of circumstances beyond our reasonable control, including, but not limited to, strikes, lock-outs or other industrial disputes; breakdown of systems or network access; flood, fire, explosion or accident; or epidemics or pandemics.
Disclaimer of Warranty
WE EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND REGARDING THE SERVICES, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. THE SERVICES AND THE CONTENT, AS WELL AS THE RATING AND SCORING ARE PROVIDED “AS-IS”. YOUR USE OF THE SERVICES AND RELIANCE ON THE CONTENT OR ANY INFORMATION PROVIDED THEREIN ARE SOLELY AT YOUR OWN RISK. WE WILL NOT BE RESPONSIBLE FOR ANY DAMAGES WHICH OCCURS AS A RESULT OF YOUR USE OF THE SERVICES ORTHIRD-PARTY SERVICES. WE MAKE NO WARRANTY THAT THE WEBSITE WILL BE AVAILABLE ON A CONTINUOUS BASIS. WE MAKE NO WARRANTY THAT ANY CONTENT AND INFORMATION AVAILABLE THROUGH THE SERVICES IS TRUE, RELIABLE OR ACCURATE. WE MAKE NO WARRANTY THAT WE WILL CORRECT ANY ERRORS, DEFECTS OR OMISSIONS ON THE WEBSITE. WE DO NOT, EITHER EXPRESS OR IMPLIED, ENDORSE, RECOMMEND OR IN ANY MANNER ASSUME ANY RESPONSIBILITY FOR ANY THIRD-PARTY SERVICE, OR ANY DECISION MADE OR ACTION TAKEN OR NOT TAKEN IN RELIANCE ON THE CONTENT AVAILABLE IN OR THROUGH THE SERVICES. WE MAKE NO WARRANTY THAT REVIEWS OF THIRD-PARTY SERVICES ARE ACCURATE.
Limitation of Liability
SAVE FOR ANY LEGAL RESPONSIBILITY THAT WE CANNOT EXCLUDE IN LAW (SUCH AS FOR DEATH OR PERSONAL INJURY) OR ARISING UNDER APPLICABLE LAWS RELATING TO THE PROTECTION OF YOUR PERSONAL INFORMATION, YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT WE WILL NOT BE LIABLE FOR ANY DAMAGES OR LOSS, WHETHER DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL OR ANY LOST PROFITS WHICH YOU MAY INCUR OR SUFFER AS A RESULT OF YOUR USE OF THE SERVICES OR YOUR RELIANCE ON ANY CONTENT OR YOUR INTERACTION OR ENGAGEMENT WITH THIRD-PARTY SERVICES. THIS LIMITATION OF LIABILITY SHALL NOT BE MODIFIED EVEN IF WE HAVE BEEN ADVISED OR MADE AWARE OF THE POSSIBILITY OF ANY SUCH DAMAGES OR LOSSES. IF YOU BECOME DISSATISFIED IN ANY WAY WITH THE SERVICES YOUR SOLE AND EXCLUSIVE REMEDY IS TO STOP YOUR USE. YOU HEREBY WAIVE ANY AND
ALL CLAIMS AGAINST US, AND OUR AFFILIATES, AGENTS, REPRESENTATIVES AND LICENSORS ARISING OUT OF YOUR USE OF THE WEBSITE OR SERVICE AVAILABLE THEREIN. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. IN NO EVENT SHALL OUR AGGREGATE LIABILITY FOR ANY AND ALL DAMAGES ARISING UNDER THESE TERMS OR OUT OF YOUR USE OF, OR INABILITY TO USE, THE WEBSITE EXCEED THE COST OF THE SERVICES.
You agree to hold us harmless and indemnify us from and against any third-party claim arising from or in any way related to your use of the website, including any liability or expense arising from all claims, losses, damages (actual and consequential), lawsuits, judgments, litigation costs and attorneys’ fees, of every kind and nature.
We will try to resolve any disputes with you quickly and efficiently. If you are unhappy with us, please contact us as soon as possible using the contact details set out at the end of this page.
These Terms are governed exclusively by the Laws of United Kingdom without regards to its conflict of laws principles, and any dispute arising from this Agreement shall be brought exclusively before the competent courts of England and Wales.
You acknowledge that any cause of action you might have relating to the Service or these Terms is limited in time to one (1) year from the arising incident and will be permanently barred afterwards.
Changes to the Website or Services
We reserve the right to modify, correct, amend, enhance, improve, make any other changes to, or discontinue, temporarily or permanently the Services and any Content therein, from time to time at our absolute discretion. You hereby agree to receive such amends, updates and upgrades as part of your use of the Services.
If you have any questions about these Terms, please contact us at: 2 Manor Farm Court, Old Wolverton Road, Old Wolverton, Milton Keynes, Buckinghamshire, MK12 5NN ; or send us an email: [email protected]